Welcome to Debbie York's North San Diego Real Estate Blog

Buyers, Sellers, Investors, Browsers, Journalists, (and even you ya Lookie Loo), please use this feed for real time updates on North San Diego County Living.

Our expert Realtors will answer tough questions about today's San Diego real estate market.

You NEED the best tips, tricks, tools and resources for buying, selling, searching, financing and learning about the San Diego County community.  You'll find that and more here!

Search our extensive blog of articles and links to make your relocation simple and customized to fit your needs with an area specialist like Realtor, Debbie York.

Don't forget to start your search for available properties or have your desired homes emailed to you as they become available.

Get a free homes value estimate, search our unique San Diego foreclosure database, or see if you qualify for a loan modification.

It's all here on our North San Diego County Real Estate Blog.

But you're busy, we understand. Feel free to just contact me right away at 866-230-7210.
Let's take some time to answer your questions!

Respectfully,

Debbie York  SFR, GRI, CNS
Coldwell Banker
Certified Distressed Property Expert

760-505-6474

dyork@coldwellbanker.com
NorthCountyHomesInfo.com

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Do the Math First

There are homeowners that would like to have a larger/nicer home but are patiently waiting for the market to improve. A frequently heard objection is that they can't sell their home for what they feel their home is currently worth.
Buying up in a down market is actually advantageous because while you might get less for the home you're selling, you're also getting the larger home for less. For instance, if you had to sell a $200,000 home for a 10% discount, you might feel that you left $20,000 on the table. However, buying a $300,000 for the same 10% discount would put you $10,000 ahead on the sale and purchase.
The other obvious matter is that when the mortgage rates increase while you're waiting for the market to improve, it dramatically increases your cost of housing with higher payments. The cost of housing is affected by price and mortgage rates.
To accurately evaluate your current options, you need facts and assessment tools that will provide you the information to make an informed decision.

Respectfully,

Debbie York  SFR, GRI, CNS
Coldwell Banker
DRE 01274157
760-505-6474

dyork@coldwellbanker.comNorthCountyHomesInfo.com

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• FREE Property Email Updates 
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Shadow Ridge Homes Grow in Value

There are many reasons to buy a home . . . great schools, a growing family, a job transfer.  No matter what the reason, buying a home is a huge decision and choosing the right community is not only vital to your long term investment, but also to your happiness.

Shadow Ridge Homes Rise in Value

We all know the real estate market overall has had a tough time these past couple of years.  Home values around the nation have dropped significantly.  But did you know that there are actually communities that are bucking the trends and actually increasing in value?

Even here in the San Diego real estate market, we are seeing increasing values in many homes in San Diego County.  One of the hottest communities in the San Diego area is Shadow Ridge.  Values in this community are up 15% from this time last year.  This community, which is in the Vista area, is a desirable area for families.  Homes are affordable and the schools get great reviews.

If you’re searching for a San Diego County home, be sure to check out this community while home prices are still reasonable.  There are lots of homes in almost every price range.  Check it out by searching the 92081 zip code and give me a call if you want to take an in person tour of any of the homes you see.

Respectfully,

Debbie York  SFR, GRI, CNS
Coldwell Banker
Certified Distressed Property Expert

760-505-6474

dyork@coldwellbanker.com
NorthCountyHomesInfo.com

• Search For Homes 
• FREE Property Email Updates 
• Subscribe to North San Diego County Real Estate News by Email

Making Money With San Diego Rental Properties

While it’s true that the real estate market, even the San Diego County real estate market, has been hit by rough times, it’s still a great option for investing. The San Diego real estate market is very unique and it, in my opinion, still offers a great option for people looking to build wealth in the long term.

Making Money With San Diego Rental Properties

Take renting for instance. In San Diego, land is at a premium. That is essentially what a home buyer is paying for – the land. So when home prices start going down, home values do not take as large of a hit as in many other areas. The land the home is sitting on is often far more valuable than the structure on it. There is only so much land that can be developed, so naturally, even though the San Diego real estate market ebbs and flows, the value of land remains high. That’s why purchasing a San Diego County home and renting it can be a great investment – because your tenants cover the costs of your mortgage, and each year you own your rental property, the value of your home and land increase.

Experts agree that real estate is still one of the soundest investments you can make – yes, even over the stock market. And in today’s market, where you can find great deals on homes that will only go up in value, it is a great time to start investing. Think about the possibilities. You can buy a San Diego County investment property at a rock-bottom price and then rent the home to cover the mortgage. For most San Diego real estate investors, they can actually make money immediately through rental properties.


Real estate prices are at their lowest levels in years and now is a great time to think about building wealth through real estate. Get started growing your money today - Search for San Diego County homes to get started or call me at 866-230-7210.



Respectfully,

Debbie York  SFR, GRI, CNS
Coldwell Banker
Certified Distressed Property Expert

760-505-6474

dyork@coldwellbanker.com
NorthCountyHomesInfo.com

• Search For Homes 
• FREE Property Email Updates 
• Subscribe to North San Diego County Real Estate News by Email

What Your Agent Didn’t Tell You About Buying A Home in San Diego

My Grandfather recently passed away after a long and amazing life. He and my grandmother were married 68 years and they lived in the same home for over 50 years. Their home was a modest bungalow style with 2 bedrooms, 1 bathroom, built in Oakland, CA in the 1920’s. This home saw plenty of housing market corrections throughout the years just like San Diego and other parts of the country.

What made this house special was their home was the center and the heart of the family. Every Christmas Eve, Birthday, Thanksgiving was spent there. As young children we were in awe of the generations of wonderful women who gathered in the tiny kitchen cooking their favorite recipes.  During the summer my Grandfather would barbeque, we would listen for hours to his stories of his youth and how he met my grandmother.

After his funeral the family gathered at the house one last time. We talked about the Grandparents and the decades of wonderful times spent in their home. I will be forever grateful for the love and memories we all shared in this tiny home throughout the years. It was here we all learned what family was about.

On October 1 the home was sold, it was time to let a new family create their traditions and memories, in this house. It is my hope they find the love and comfort that this home provided for so many generations.

What your agent didn’t tell you was buying a home is not about; home prices going lower, getting a great deal, the economy, interest rates, or foreclosures. Buying and owning a home is about providing a place of love, laughter and creating memories that will last a life time.

Remember this when you are considering buying a home. Is it time for you to get off the fence?

Start creating your own home memories. Contact me to get the pre-approval process started or start your search for the San Diego home of your memory making dreams!

Respectfully,

Debbie York  SFR, GRI, CNS
Coldwell Banker
Certified Distressed Property Expert

760-505-6474

dyork@coldwellbanker.com
NorthCountyHomesInfo.com

• Search For Homes 
• FREE Property Email Updates 
• Subscribe to North San Diego County Real Estate News by Email